Premium smartphones in Kenya on affordable weekly M-PESA payments. Get iPhone, Samsung or Motorola today — small deposit, no bank required, 1 year warranty.
Our Lipa Mdogo Mdogo phone plan is designed to be accessible to most Kenyans. Here are the requirements — and alternatives if you don’t fully qualify.
You must be a Kenyan resident aged 18 years or above with a valid national ID or passport for identity verification.
All payments are made via M-PESA. You must have an active, registered Safaricom line in your name to process weekly payments.
You need to demonstrate a consistent source of income — employment payslip, business income, or regular M-PESA transaction history showing ability to pay weekly.
You must pay the minimum deposit for the device you choose (from Ksh 4,099). The deposit includes your first week’s payment and secures the phone.
You must be reachable on your phone number. Our team will confirm your order via call or WhatsApp before processing.
We primarily serve Nairobi. We can arrange delivery or collection for customers in other major towns — contact us to confirm your area.
If you’re under 18 or don’t have a national ID, a parent, guardian, or trusted adult can co-sign and register the plan in their name on your behalf.
If you don’t have an active M-PESA account, a spouse, parent, or sibling with an active Safaricom M-PESA line can make weekly payments on your behalf.
Casual workers, hawkers, and self-employed individuals can show 3 months of M-PESA statement as proof of income. Contact us to discuss your situation.
We understand affordability constraints. Contact us directly on WhatsApp 0796184063 — in some cases we can discuss a phased deposit arrangement for eligible customers.
If you prefer to pay cash outright without a weekly plan, we also offer full cash purchase at competitive prices. Contact us for a cash price quote.
Not sure if you qualify? Just WhatsApp us — we’ll quickly let you know what options are available for you. Our team responds within minutes during business hours.
Check if I Qualify →Browse our full collection of genuine Apple, Samsung & Motorola devices above and pick your favourite.
WhatsApp or call us on 0796 184 063 to confirm your order and agree on your weekly payment plan.
Send the minimum deposit via M-PESA and the phone is reserved for you — same day or next day delivery in Nairobi.
Make simple weekly M-PESA payments until your phone is fully paid off. No hidden charges, no interest surprises.
Looking for the best smartphones on Lipa Mdogo Mdogo (pay weekly) plans in Kenya? Black Shepherd Technologies, in partnership with MoPhones Kenya, offers the most affordable and flexible phone instalment plans in Nairobi and across Kenya.
Lipa Mdogo Mdogo is a Swahili phrase meaning “pay little by little.” In the context of smartphones, it refers to a weekly or monthly instalment plan where you pay a small deposit to take the phone home immediately, then continue making small regular payments via M-PESA until the device is fully paid off. It is Kenya’s version of “buy now, pay later” — designed specifically for the Safaricom M-PESA ecosystem.
We offer 21+ premium devices including the latest Apple iPhone, Samsung Galaxy, and Motorola smartphones — all on flexible weekly payment plans. Our deposits start from as low as Ksh 4,099, weekly payments from Ksh 690, and every device comes with a 1-year warranty. There’s no bank account required, no credit check, and no paperwork — just M-PESA.
We offer the most complete range of iPhones on instalment plans in Kenya. From the affordable iPhone 11 (Ksh 6,999 deposit) to the flagship iPhone 15 Pro Max (Ksh 42,999 deposit), every Apple device is available on our Lipa Mdogo Mdogo plan. Contact us on WhatsApp 0796184063 to buy an iPhone on weekly payments today.
Samsung fans can choose from the Galaxy S20+, Galaxy Note 20, Galaxy S21 Ultra, Galaxy S22 Ultra, Galaxy S23 Ultra, Galaxy S24 Ultra and more — all available on affordable weekly payment plans in Kenya. Samsung Galaxy phones with S-Pen (Note 20, S21 Ultra, S22 Ultra, S23 Ultra, S24 Ultra) are especially popular for business users.
Unlike a bank loan, our Lipa Mdogo Mdogo plan requires no paperwork, no credit history, no guarantor (in most cases), and no bank account. You don’t need to wait for loan approval — you can get your phone the same day you pay the deposit. Payments are made via M-PESA, which every Kenyan already uses daily.
